Select Personal Membership if you are 19-64 years old and prefer to have the security of a low flat monthly Membership fee.
With Personal Membership you can obtain:
- Free online banking
- No monthly account maintenance fees
- No minimum balances to avoid fees
- No ATM fees for proprietary ATMs
- No check cashing fees
- Free 24 hour telephone banking
- Online bill payment services
- Convenient banking by mail and direct deposit
- Convenient personal service by phone
- All for a low monthly Membership Fee of $5.00!
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
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| Membership Type/Savings Account |
Minimum Deposit to Open |
Minimum Balance to Earn Annual Percentage Yield (APY) |
Minimum Balance to Avoid Maintenance Services Charges |
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Personal Membership
(Membership Fee $5.00) |
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| UNITY Checking* |
$10.00 |
Non-Interest Bearing |
N/A |
| UNITY Interest Checking* |
$100.00 |
$100.00 |
N/A |
| UNITY Savings |
$10.00 |
$10.00 |
N/A |
| UNITY Passbook Savings |
$10.00 |
$10.00 |
N/A |
| UNITY Money Market |
$500.00 |
$500.00 |
N/A |
| UNITY Holiday Club Savings |
$10.00 |
$10.00 |
N/A |
| * Membership eligible accounts. |
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| Member FDIC |
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See OneUnited Bank Truth in Savings Disclosures for more details.
• Learn more about rates |
