The best choice for seniors 65 years of age or older who want convenience and financial security on a limited budget. Senior Membership is free and comes with a checking account free of monthly maintenance fees. With Senior Membership you can obtain:
- Free online banking
- No monthly account maintenance fees
- No minimum balances to avoid fees
- Convenient banking by mail and direct deposit
- Convenient personal service by phone
- Free Membership!
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
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| Senior Membership |
| Account Type |
Minimum Deposit to Open |
Monthly Maintenance Service Charge Membership Fees |
Minimum Balance to Earn Annual Percentage Yield (APY) |
Minimum Balance to Avoid Maintenance Services Charges |
| UNITY Silver Checking* |
$10.00 |
$0.00 |
N/A |
N/A |
| UNITY Savings |
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Money Market |
$500.00 |
$5.00 |
$500.00 |
$500.00 |
| UNITY Holiday Club Savings |
$10.00 |
N/A |
$10.00 |
N/A |
* Membership eligible accounts.
Member FDIC |
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See OneUnited Bank Truth in Savings Disclosures for more details.
Learn more about rates |