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The best choice for youth 18 years old or younger who want to learn more about the value and importance of saving. Youth Membership is free and is a great way for our youth to get started in banking. With Youth Membership you can obtain:

  • Free savings accounts
  • Free Membership
  • Convenient banking
  • Great personal service

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Youth Savings* $10.00 N/A $10.00 N/A
UNITY Holiday Club Savings $10.00 N/A $10.00 N/A


* Membership eligible accounts.

Member FDIC

See OneUnited Bank Truth in Savings Disclosures for more details.

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* The interest rate (3.71%) and annual percentage yield (APY) (3.75%) is effective today and has been effective as of October 3, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.